Resource Bank offers a variety of loan products at competitive rates. Whether your needs are for short-term or long-term borrowing, Resource Bank is here to provide the money you need with the personal attention that only a community bank can provide. Our local lenders underwrite and decision loans locally. It is our joy to watch local businesses develop and grow. For more detailed information on any of our lending packages, please contact a relationship banker.

Commercial loans can assist your business with capital needs and are available at fixed and variable rates. Resource Bank stays up-to-date with local industry trends so we can help you focus on growth. If your business is in need of a little extra cash flow, we offer term loans to help with:

  • Equipment financing

  • Short-term working capital for seasonal expansion of current assets

  • Refinancing current debt or debt consolidation to lower monthly payments

Unsecured and Secured Options Available

Clients with a CD or Savings Account relationship at Resource Bank can take advantage of our lower-interest cash-secured lines of credit.

Whether you are building, renovating, or purchasing, we can customize a loan package to meet your specific needs. We are community owned and eager to help our communities grow and economically thrive. Let Resource Bank help with your next project or investment.

  • Commercial and single-family lots or vacant land financing

  • Residential development projects, including subdivisions

  • Construction of single-family and multi-family housing

  • Construction of office and retail projects to licensed contractors

  • Commercial development projects for office or retail centers

  • Commercial buildings, both owner-occupied and non-owner occupied

  • Build-out of tenant improvements

  • Multi-family and mixed-use properties

Commercial real estate loans are available at fixed and variable rates.

All-in-One Closing Available

Go from construction to occupancy with our “All-in-One” streamlined construction loan.

Lines of Credit can assist with short-term capital needs and business expansion. Don’t get caught off guard when the unexpected arises. Resource Bank offers options to have you ready to overcome any growth challenge:

  • Revolving lines of credit to meet specific growth and production needs

  • Non-revolving lines of credit for short term needs, business expansion, and improvements

Unsecured and Secured Options Available

Clients with a CD or Savings Account relationship at Resource Bank can take advantage of our lower-interest cash-secured lines of credit.

We offer several convenient ways to pay your Resource Bank loan

Pay cash at your local RB branch.

Mail in a check with your payment coupon.

Request an Auto Transfer from an RB account.

Schedule a Transfer via Online or Mobile Banking.

ACH Transfer from a non-RB bank account.

Request a Wire Transfer in-branch or online.

Sign up for Online Banking and eStatements to conveniently manage your Resource Bank loan. You can see your loan statement, make and manage your payments at no charge, and view your payment history with ease.

Local Banking. Better Banking.

985.801.1888

Baton Rouge | Bogalusa | Covington | Franklinton | Mandeville | Metairie | New Orleans | Slidell

Manage your loan in our Online Banking portal.

View digital banking features.

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