Terms of Use

BEFORE USING THIS WEBSITE PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY.

Resource Bank requires that all visitors to this Website adhere to the following terms and conditions. By accessing this Website, you are indicating your agreement to be bound by the terms of this agreement. If you do not agree to this agreement's terms, you should immediately discontinue using and accessing this Website. We may modify this agreement at any time and from time to time at our sole discretion without notice to you. You should periodically review this agreement carefully to make sure that you are aware of the most current terms and conditions for using the Resource Bank website.

Illegal Use

Unauthorized use of Resource Bank's Website and systems, including but not limited to unauthorized entry into our Online Banking system, internal network, misuse of passcodes, or misuse of any information posted on our Website, is strictly prohibited.

Website Content

All information, materials, product offerings, services, terms, and conditions are subject to change without notice.

Not all products and services advertised on this Website are available in all geographic areas. We reserve the right to determine your eligibility for any product or service.

This Website is not directed to children, although we may periodically advertise special accounts or educational topics that may be appropriate for children. Parents/Guardians of children interested in any of our online services should contact us at 985.801.1888.

Linked 3rd Party Websites

Resource Bank maintains this Website to provide you with information about our products and services. For your convenience, we may also provide links to various third-party websites that may be of interest to you. Resource Bank does not control linked third party websites. When you click on links to third party websites, you will leave our Website and be redirected to another website. Linking to other third party websites is at your own risk. The content on linked websites may change without notice.

We make no representation or warranty regarding the accuracy of the information contained in linked third-party websites.

We suggest that you always verify the information obtained from linked websites before acting upon this information. Resource Bank is not an agent for linked third parties, nor do we endorse or guarantee their products and services. The products and services offered by linked third parties are not products of Resource Bank and are not insured by any governmental agency such as the FDIC.

Also, please be aware that the security and privacy policies on linked websites may be different from our policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly.

Use of Information Submitted Through the Website

Any communication or material that you transmit to us through this Website or electronic mail may be used only by Resource Bank for the purposes described in our privacy policy.  All information submitted to our Website shall be considered, and shall remain, the property of Resource Bank; this information will only be used internally for the purpose intended or as allowed by law.

Nothing contained herein shall be construed as limiting or reducing Resource Bank’s responsibilities and obligations to customers in accordance with our privacy policy.

If you need to communicate personal or confidential information, please do not use the email feature on this Website; it is not a secure email service. Please contact us by telephone, or you may use the secure mail feature within our Online Banking system.

Certain portions of this Website may be accessible only through the use of passcodes or other security devices. Only authorized users may access or use such portions of the Website. Use of such portions of the Website by unauthorized persons or unauthorized use by any authorized users shall constitute a material violation of these Terms & Conditions and may constitute a crime.

No Warranties

Any dated information on this Website is "as of" the stated date. We will use every reasonable effort to include accurate and up-to-date information on the Website, but we make no warranties or representations about the accuracy of the information, dated or otherwise, and we expressly disclaim any and all liability for errors or omissions in this information and materials.

All information, materials, and services contained in this Website, including graphics, links, and any other items are provided "as is," "as available" to the user without express or implied warranties of any kind, including the warranties of merchantability, non-infringement of intellectual property, fitness for any particular purpose, and free from computer virus.

Trademark Notices

All registered and unregistered trademarks are the sole property of their respective owners. Unauthorized reproduction in whole or part is prohibited.

Copyright Notices

Resource Bank owns the copyright in the pages, screens, text, sound recordings, and images appearing at this Website unless otherwise indicated.

You further acknowledge and agree that the Resource Bank branded names and logos and all related product and service names, design marks and slogans, as well as other trade and service marks appearing on the Website (collectively, the "Branding"), are the property of Resource Bank. You are not authorized to use Resource Bank Branding without our prior express written consent.

Limitation of Liability

Resource Bank will under no circumstances be liable to you and/or any third party for any damages, including without limitation, direct or indirect, special, consequential, incidental, or punitive damages whatsoever, arising in connection with this Website.  Resource Bank will not be liable for the use thereof, or inability to use, by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure, even if Resource Bank has been advised of the possibility of such damages.

Furthermore, Resource Bank will not be liable for any difficulty in use or for the incompatibility between this Website and your web browser or other Website accessing program. Nor will Resource Bank be liable for any other problems you experience due to causes beyond our control.

No license to you is implied in these disclaimers, except as otherwise expressly provided by written agreement between you and Resource Bank.

Governing Law

This agreement shall be governed by and construed in accordance with federal statutes and the laws of the state of Louisiana and agree that the court of law and jurisdiction shall be located in Covington, Louisiana.

This Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Additional Terms

Certain services or pages on this Website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern those services or pages.